Help for item D.2.

GENERAL:

If the Plan requires two Years of Eligibility Service to be eligible to receive an allocation of contributions (see B.4), the vesting schedule in this D.2 must be "100%" or "2 Year Cliff".

For purposes of the Adoption Agreement, "3-7 Year Graded", "2-6 Year Graded", "1-5 Year Graded", "1-4 Year Graded", "5 Year Cliff", "3 Year Cliff" and "2 Year Cliff" shall be determined in accordance with the following schedules:

3-7 Year Graded
Years of Vesting Service	Vesting Percentage
Less than Three Years	0%
Three Years but less than Four Years	20%
Four Years but less than Five Years	40%
Five Years but less than Six Years	60%
Six Years but less than Seven Years	80%
Seven or More Years	100%

2-6 Year Graded
Years of Vesting Service	Vesting Percentage
Less than Two Years	0%
Two Years but less than Three Years	20%
Three Years but less than Four Years	40%
Four Years but less than Five Years	60%
Five Years but less than Six Years	80%
Six or More Years	100%

1-5 Year Graded
Years of Vesting Service	Vesting Percentage
Less than One Year	0%
One Year but less than Two Years	20%
Two Years but less than Three Years	40%
Three Years but less than Four Years	60%
Four Years but less than Five Years	80%
Five or More Years	100%

1-4 Year Graded
Years of Vesting Service	Vesting Percentage
Less than One Year	0%
One Year but less than Two Years	25%
Two Years but less than Three Years	50%
Three Years but less than Four Years	75%
Four or More Years	100%

5 Year Cliff
Years of Vesting Service	Vesting Percentage
Less than Five Years	0%
Five or More Years	100%

3 Year Cliff
Years of Vesting Service	Vesting Percentage
Less than Three Years	0%
Three or More Years	100%

2 Year Cliff
Years of Vesting Service	Vesting Percentage
Less than Two Years	0%
Two or More Years	100%

BASIC PLAN DOCUMENT:

Section 6.02 Employer Contributions

The Participant's interest in his Matching Contribution Account, Profit Sharing Contribution Account and Pension Contribution Account shall vest based on his Years of Vesting Service in accordance with the terms of the Adoption Agreement.

For purposes of the Adoption Agreement, "3-7 Year Graded", "2-6 Year Graded", "1-5 Year Graded", "1-4 Year Graded", "5 Year Cliff", "3 Year Cliff" and "2 Year Cliff" shall be determined in accordance with the following schedules:

[INDIVIDUAL VESTING SCHEDULES NOT REPRODUCED]

Notwithstanding the foregoing, a Participant will become fully (100%) vested upon his attainment of Normal Retirement Age while an Employee. In addition, if the Adoption Agreement provides that the Plan is not a standardized plan the Adoption Agreement may provide that a Participant will become fully (100%) vested upon (i) his death while an Employee, or (ii) his suffering a Disability while an Employee. If the Adoption Agreement provides that the Plan is a standardized plan, a Participant will become fully (100%) vested upon (i) his death while an Employee, or (ii) his suffering a Disability while an Employee.

EGTRRA Addendum:

9. The following is added to Section 6.02 of the Basic Plan Document:

Applicability. The following provisions of this Section shall apply to Participants with accrued benefits derived from Matching Contributions who complete an Hour of Service under the Plan in a Plan Year beginning after December 31, 2001.

Vesting schedule. A Participant's accrued benefit derived from Matching Contributions shall vest as provided by the Plan Sponsor in the Adoption Agreement for the EGTRRA Matching Contribution Vesting Schedule. The provisions of Section 13.01 of the Basic Plan Document shall apply to any selection of a new vesting schedule.

The foregoing is only intended to be a brief overview of applicable plan provisions. You should carefully review the entire Adoption Agreement and the entire Basic Plan Document to ensure that your responses to the Adoption Agreement questions accurately reflect the intended design of the plan.

ProfitSharingVesting